---
title: "BC Conservatives promise to replace ICBC no-fault system with a hybrid model"
description: "A letter Lorne Doerkson sent to insurance and legal groups on September 29 commits a Conservative government to introduce legislation restoring the right to sue for serious injuries, alongside possible private auto insurance competition."
canonical_url: "https://voche.me/bc/provincial-2026/news/bc-conservatives-icbc-no-fault-replacement-2026"
last_updated: "2026-10-10T04:06:57.533Z"
---

[Lorne Doerkson](/bc/provincial-2026/candidates/lorne-doerkson) sent a letter on September 29 to representatives of four insurance and legal industry groups, committing a Conservative government to introduce legislation in its first year to replace BC's no-fault car insurance system. Daily Hive Vancouver published the letter's contents on October 6.

The letter went to the Insurance Bureau of Canada, the Law Society of British Columbia, the Trial Lawyers Association of British Columbia, and the Canadian Bar Association's BC branch, Daily Hive reported.

**What the letter commits to**

According to Daily Hive's reporting, the letter commits a Conservative government to legislation that would restore the right of people with serious injuries to seek compensation through the courts rather than through ICBC's current online tribunal. Doerkson wrote that the legislation would be developed with input from ICBC, lawyers, insurers, healthcare providers, civil liberties organizations, groups representing injured people, and taxpayer representatives.

The letter also lists opening auto insurance to private competition as an option under consideration. Doerkson wrote: "Everything's on the table, including opening auto insurance to private competition to drive down auto insurance rates and bringing back sensible limits on minor-injury claims." The letter names Ontario, Alberta, Nova Scotia, New Brunswick, Prince Edward Island, and Newfoundland and Labrador as provinces with hybrid models.

The letter does not include a cost estimate for the proposed changes, Daily Hive reported.

**BC NDP and union say rates would double**

The BC NDP and MoveUP, a union representing 5,000 workers employed by ICBC, said on October 6 that the Conservative plan would double auto insurance rates. Annette Toth, president of MoveUP, said: "British Columbians now have access to the most affordable auto insurance rates in the country, and Lorne Doerkson knows that people won't support his plan because it would double rates."

BC NDP leader David Eby called the letter a secret deal. "For a leader of a major party in this province to enter into a secret deal with those lawyers to sell out British Columbians and not tell them the truth is disgraceful," Eby said at a press conference on October 6.

The Conservative Party rejected the prediction that rates would double, saying the NDP used unsupported figures to alarm drivers.

BC's current no-fault system, called "Enhanced Care," has been in place for about five years. ICBC reported that customers saved an average of $490, or 28 per cent, on full-coverage personal auto insurance when first renewing under the model, according to Daily Hive.

Voting day is October 24, 2026. You can compare party positions at [/bc/provincial-2026/parties](/bc/provincial-2026/parties/conservative-party-of-bc).

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